As of September 15, 2026, the interest rates offered by various banks in Vietnam have reached notable heights, particularly for 6-month deposit terms. Some banks are now providing rates between 8.7% and 9.2%, making savings accounts more attractive for customers.

For instance, Cake by VPBank has announced a promotional interest rate of 9.2% per annum for first-time savers depositing amounts starting from 100,000 VND for terms ranging from 6 to 12 months. This offer is valid until the end of September 2026 and applies to standard and accumulated deposits made through the CAKE BANK app.

In addition, VPBank has also rolled out several incentives for existing customers, including an additional 2% per annum for deposits between 1 million VND and 300 million VND for terms of 1 to 24 months. As a result, the effective interest rate for deposits of 6 to 13 months can reach up to 8.7% per annum.

Moreover, other banks are following suit with competitive rates. For example, some institutions are offering rates as high as 7.4% for terms of 10 to 24 months. The overall trend indicates a robust competition among banks to attract depositors, especially in the current economic climate.

It is important for potential savers to stay informed about these rates, as they can fluctuate based on market conditions. Individuals are encouraged to contact their nearest bank branch or hotline for the most accurate and up-to-date information regarding interest rates and promotional offers.

For those looking to maximize their savings, comparing rates across different banks can lead to better financial decisions. The current landscape offers numerous opportunities for customers to benefit from higher interest rates.