As of June 29, 2026, the Bank for Investment and Development of Vietnam (BIDV) has set its savings interest rates for individual customers between 0.1% and 6% per annum. This range offers various options for depositors based on their preferred investment duration.

For deposits with a term of 1 to 2 months, the interest rate is currently at 2.1% per annum. If customers opt for a term of 3 to 5 months, the rate increases slightly to 2.4% per annum. For those who choose a term of 6 to 9 months, the interest rate is set at 3.5% per annum.

As the term increases, so does the interest rate. For deposits made for 6 to 11 months, the interest rate rises to 5.8% per annum. Customers who deposit their funds for 12 to 18 months will receive an interest rate of 5.9% per annum. The highest rate offered is for deposits with a term of 24 to 36 months, which stands at 6% per annum.

To illustrate how the interest is calculated, consider a deposit of 200 million VND at an interest rate of 6% per annum for 24 months. The formula for calculating the interest is as follows:

• Interest = Principal x (Interest Rate % / 12) x Number of Months

Using this formula, the interest earned would be:

• 200 million VND x (6% / 12) x 24 = 24 million VND

It is important to note that the interest rates mentioned are subject to change based on market conditions. Customers are encouraged to contact their nearest bank branch or hotline for specific inquiries.

For more information about current interest rates, readers can refer to additional articles available on the BIDV website.