The police in Phu Tho Province have charged Phùng Thị Lẫy, a 49-year-old woman, with fraud after she executed 677 fraudulent money transfers between August 2022 and November 2025. The total amount involved in these transactions is approximately 1.235 billion VND.

According to the investigation, Lẫy took advantage of the trust of a local shop owner, identified as Ms. T, who sold fruits and groceries. Customers typically paid either in cash or via bank transfer to Ms. T's account. Lẫy frequently purchased goods from the shop and was allowed to pay later due to her familiarity with the owner.

To confirm her payments, Lẫy would send screenshots of successful transactions to Ms. T. However, she manipulated the account number by intentionally entering an incorrect digit, which initially showed the transaction as successful. The actual funds were later returned to Lẫy's account due to the error.

On November 24, 2025, after purchasing goods worth 6.143 million VND, Lẫy sent another transaction screenshot to Ms. T. When Ms. T checked her account and found no deposit, she realized the account number was incorrect and reviewed previous transaction images, discovering a pattern of deceit.

The police began their investigation after Ms. T reported Lẫy's actions. They confirmed that Lẫy had committed fraud 677 times, leading to the significant financial loss for Ms. T. On July 16, 2026, law enforcement officially initiated a case against Lẫy for property fraud, and she was formally charged on August 17, 2026. The investigation is ongoing as authorities work to gather further evidence.