On October 4, 2026, the Bank for Investment and Development of Vietnam (BIDV) made a notable adjustment to its online savings interest rates. The interest rates for 15-month and 18-month terms were both reduced by 0.2 percentage points compared to previous rates.

According to the latest online savings rate chart from BIDV, the interest rates for terms of 1 to 5 months are currently set at 4.75% per annum. For terms ranging from 6 to 11 months, the applicable interest rate is 6.6% per annum. The rates for 12-month and 13-month terms are both at 6.8% per annum.

Notably, the recent adjustments have lowered the interest rates for the 15-month and 18-month terms from 6.8% per annum to 6.6% per annum. Meanwhile, the rates for 24-month and 36-month terms remain unchanged at 6.8% per annum.

As a result of these changes, the highest interest rate currently offered is 6.8% per annum, applicable to the 12-month, 13-month, 24-month, and 36-month terms.

In addition, comparisons of the highest bank interest rates for various terms, including 3 months, 6 months, 12 months, and 24 months, have been made to provide customers with a comprehensive view of their options.

It is important to note that the information regarding interest rates is for reference purposes only and may change over time. Customers are encouraged to contact their nearest bank branch or hotline for specific inquiries.